No commissions. No product sales. Just clear, objective guidance tailored to your goals.
At Wealthwyzr, LLC, we believe in empowering you—not selling to you. That’s why our pricing is flat, transparent, and designed to reflect the value of personalized advice you can trust. Whether you’re looking for a one-time financial checkup or ongoing guidance, we’re here to help you move forward with clarity.
One-Time Financial Planning Options
Limited-Scope Plan
$5,800
Addresses key priorities, excludes estate and insurance planning
Half due upon signing the agreement and the balance upon the final plan presentation
Up to 4 meetings
Summary Report
Includes cash flow, tax, retirement, investments + 1 focus area
Comprehensive Plan
$7,500
Deep-dive into your full financial picture
Half due upon signing the agreement and the balance upon the final plan presentation
Up to 6 meetings
Written Plan
Covers cash flow, tax planning, investments, retirement, insurance, and estate + 3 focus areas
Hourly Plan
$500/hour
Advice on specific questions or second opinions
Flexible, pay-as-you-go
Great for DIY investors or occasional check-ins
Ongoing Financial Planning
Ongoing Plan
$4,800/ year billed quarterly
(Available after completing a comprehensive plan)
For clients who want proactive, year-round guidance from a trusted thinking partner.
What you get:
- 2-3 review meetings per year
- Unlimited email access for quick questions
- Plan updates as life evolves
- Ongoing investment and tax strategy reviews
- Check-ins before key decisions (job change, retirement, equity comp, etc.)
Comprehensive Planning Services
Cash Flow & Financial Organization
- Create intentional spending plans aligned with your values
- Identify opportunities to increase savings and reduce financial friction
- Simplify your financial life with clear, structured systems
Investment Strategy & Portfolio Oversight
- Design low-cost, diversified portfolios based on your risk tolerance and goals
- Coordinate taxable and retirement accounts across institutions
- Align your investments with your overall plan — not market noise
Tax Planning
- Analyze tax return for planning opportunities
- Recommend strategies such as tax-loss harvesting, Roth conversions, and timing income
- Proactively plan for IRMAA (Medicare premium surcharges) and minimize long-term tax drag
Retirement Readiness & Income Planning
- Clarify how much you need to retire — and when
- Build a reliable retirement income strategy (including Social Security, pensions, withdrawals)
- Assess risks and model scenarios for peace of mind
Education & College Funding
- Estimate future costs and develop a savings strategy
- Optimize use of 529 plans and other tax-advantaged accounts
- Balance education funding with retirement and other priorities
Equity Compensation Guidance
- Understand the tax and planning implications of RSUs, ISOs, NSOs, and ESPPs
- Make informed decisions about exercising, holding, and selling shares
- Integrate equity comp into your broader financial plan
Risk Management & Insurance Review
- Evaluate your current insurance coverage (life, disability, umbrella, etc.)
- Identify coverage gaps and assess whether changes are needed
- Offer objective advice — we don’t sell insurance
Estate & Legacy Planning Coordination
- Help clarify your legacy goals and align them with your plan
- Review existing wills, trusts, and beneficiary designations
- Collaborate with your estate attorney to ensure proper execution
Do you know how much you are currently paying for financial advice?
Most AUM-based traditional advisors offer asset management services for an asset-based fee. The fee is a percentage of the assets under management (AUM). This table explains you may be currently paying your AUM-based advisor annually.
Fees for a Traditional AUM Model (Not our Fees)
| Portfolio Value | 0.5% Fee | 1.0% Fee | 1.5% Fee |
| $1,000,000 | $5,000 | $10,000 | $15,000 |
| $2,000,000 | $10,000 | $20,000 | $30,000 |
| $3,000,000 | $15,000 | $30,000 | $45,000 |
| $4,000,000 | $20,000 | $40,000 | $60,000 |
| $5,000,000 | $25,000 | $50,000 | $75,000 |
| $7,000,000 | $35,000 | $70,000 | $105,000 |
| $10,000,000 | $50,000 | $100,000 | $150,000 |
With our flat-fee financial planning services, you know exactly how much you are paying for financial planning services. Learn more about our financial planning process and services.
While there are other models used by different financial advisors, it is important to know exactly how much you pay in fees and the impact it has on your portfolio. A seemingly low expense of 1% can potentially negatively impact your portfolio by more than 20%.
Frequently Asked Questions
We don’t manage your money or sell products, our only focus is helping you make smart financial decisions. Our pricing reflects the depth and breadth of advice we provide. The above chart outlines what traditional advisors typically charge
Absolutely. Many of our clients begin with a Comprehensive Plan and choose to continue with ongoing support.
No. We help you build and manage your own portfolio or work alongside your existing custodian.
Our hourly option might be a better fit. You can also explore the Focused Plan for more involved planning.
Ready to Take the Next Step?
Let’s talk and see if we’re a good fit. No pressure—just a conversation.