Fee-Only Financial Planner for
Optimize Cashflow
Reduce Taxes
Invest Prudently
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Who we serve best
Retirees and Pre-Retirees
You’ve worked hard to build your wealth, and now you want to ensure it lasts. We help you create a tax-efficient retirement income plan, optimize Social Security, and protect your assets so you can enjoy retirement with confidence.
Young Families
You’re juggling a career, kids, a mortgage, and future goals. We offer one-time financial planning (with an option for ongoing engagement) to help you gain clarity on budgeting, investing, college savings, and navigating stock compensation—so you can build wealth while enjoying life.
Working with a financial planner may benefit you
Let us help you answer these questions
Retirement Readiness
- Do I have enough to retire comfortably?
- How do I create a steady and tax-efficient income stream in retirement?
- When should I claim Social Security for maximum benefits?
- How do I minimize taxes on my retirement withdrawals?
- What’s the best way to handle required minimum distributions (RMDs)?
Smart Investing & Growth
- Am I investing wisely for long-term financial security?
- How much risk should I take based on my goals?
- Is my portfolio properly diversified and tax-efficient?
- How do I manage my stock compensation (RSUs, ISOs, ESPP) effectively?
- Should I do Roth conversions to reduce future taxes?
Tax Planning & Optimization
- Am I overpaying in taxes without realizing it?
- How can I lower my tax bill through strategic retirement withdrawals?
- Should I contribute to a Roth IRA, Traditional IRA, or 401(k)?
- How do I maximize tax benefits from my stock options and RSUs?
- What tax strategies can I use to pass wealth efficiently to my heirs?
Family & Lifestyle Planning
- How do I balance saving, investing, and paying off debt?
- How much should I save for my child’s education?
- Are we making the best decisions for homeownership and major expenses?
- What insurance do we need to protect our family?
- How do we create a financial plan that grows with us?
Legacy & Estate Planning
- How can I ensure my family is taken care of if something happens to me?
- Do I need a trust, or is a will enough?
- How do I minimize estate taxes and avoid probate?
- What’s the best way to leave an inheritance without jeopardizing my own financial security?
- How do I plan for potential long-term care costs?
Fee-Only Financial Planning Services for You
Grow Your Wealth
✅ Build a customized investment strategy based on your risk tolerance and goals
✅ Optimize your portfolio for tax efficiency and long-term growth
✅ Help you understand and maximize your stock compensation benefits
Maximize Cash Flow
✅ Create a personalized spending plan that aligns with your goals
✅ Identify opportunities to save more without feeling restricted
✅ Provide strategies to pay down debt efficiently
Minimize Taxes
✅ Identify tax-saving opportunities specific to your situation
✅ Plan strategic Roth conversions and tax-efficient withdrawals
✅ Help minimize capital gains and estate taxes
Plan your Retirement
✅ Develop a retirement income plan to make your savings last
✅ Create withdrawal strategies to minimize taxes
✅ Guide you on Social Security and Medicare decisions
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Manage Risk Exposure
✅ Assess your current insurance coverage and recommend what’s needed
✅ Help you protect your income, assets, and family’s financial future
✅ Guide you on liability protection
Create a Legacy
✅ Help you structure your estate plan to align with your wishes
✅ Work with estate attorneys to ensure proper legal documents are in place
✅ Create education funding strategies to support future generations